Can I Receive Money With Paypal in Nigeria?

Receiving money through Paypal can be an incredibly convenient way to transfer funds, but is it possible to do so in Nigeria? The answer may surprise you! In this blog post, we’ll cover the details of how to receive money through Paypal in Nigeria and whether or not it’s the right solution for you. Keep reading to find out more!


Yes, it is possible to receive money with PayPal in Nigeria. However, there are some limitations to using PayPal in Nigeria. Currently, Nigerians are only allowed to use PayPal for sending and receiving payments for online purchases. Personal payments and money transfers are not allowed.

Additionally, you will need to have a verified PayPal account to receive payments. To do this, you will need to link your PayPal account to a bank account or credit/debit card and provide additional information to confirm your identity.

It’s also important to note that PayPal charges fees for receiving payments, which can vary depending on the transaction amount and other factors. You should check PayPal’s website for more information on fees and limitations for Nigerian users.

Setting up your PayPal account

If you’re based in Nigeria and you want to receive payments online, PayPal is one of the most popular options available to you. The good news is that setting up your PayPal account is relatively straightforward. Here’s what you need to do:

  1. Go to the PayPal website: The first step is to go to the PayPal website and click on the “Sign Up” button. You’ll then be taken through a series of steps to set up your account.
  2. Choose your account type: You’ll need to choose whether you want to set up a personal account or a business account. A personal account is suitable for individuals who want to use PayPal for online shopping or sending money to friends and family. A business account is suitable for businesses that want to receive payments online.
  3. Enter your details: You’ll then be asked to enter your personal information, including your name, email address, and phone number. You’ll also need to create a password for your account.
  4. Link your bank account: To receive payments, you’ll need to link your PayPal account to your Nigerian bank account. PayPal supports several banks in Nigeria, including Access Bank, First Bank of Nigeria, and Zenith Bank. You’ll need to provide your bank account details, including your account number and sort code.
  5. Verify your account: Finally, you’ll need to verify your PayPal account. This involves providing additional information to confirm your identity, such as a government-issued ID and proof of address.

Once you’ve completed these steps, you’ll be ready to start receiving payments with PayPal. In the next section, we’ll look at how to receive payments with PayPal.

How To Receive Payments With PayPal

After setting up your PayPal account, you can start receiving payments from anywhere in the world. Here’s how:

  1. Share your PayPal email address with the person or company you’re receiving payment from.
  2. Once they’ve sent the payment, PayPal will send you a notification email.
  3. Log in to your PayPal account and click on “Activity” to view the payment.
  4. Click on “Withdraw” to transfer the funds to your bank account or leave it in your PayPal balance for future purchases.

Keep in mind that there may be fees associated with receiving payments through PayPal. It’s always a good idea to check PayPal’s fee schedule before accepting payments.

Additionally, be sure to communicate with the sender to ensure they have your correct PayPal email address and that they have sent the payment correctly. 

If there are any issues, you can contact PayPal’s customer service for assistance.

Overall, using PayPal as a payment method in Nigeria can be a convenient and efficient way to receive payments from anywhere in the world. Just be sure to follow best practices and stay aware of any associated fees.

The benefits of using PayPal

PayPal is a popular online payment platform that allows you to send and receive money worldwide. Here are some of the benefits of using PayPal in Nigeria:

  1. Secure payments: PayPal uses state-of-the-art encryption technology to ensure your transactions are secure. Your financial information is never shared with sellers or merchants.
  2. Convenience: PayPal makes it easy to send and receive money online. You can send money to family and friends, pay for goods and services, and receive payments from clients and customers with just a few clicks.
  3. Fast and easy to use: With PayPal, you can send and receive payments quickly and easily. You don’t need to go to a bank or use a money transfer service.
  4. Multiple currencies: PayPal supports multiple currencies, which makes it easy to receive payments from customers all over the world.
  5. Mobile app: PayPal has a mobile app that you can download to your smartphone or tablet. This makes it easy to manage your account on the go, send and receive payments, and check your balance.

Overall, PayPal is a convenient and secure way to receive payments in Nigeria. Whether you are a freelancer, small business owner, or online seller, PayPal can help you get paid quickly and easily. However, it is important to keep in mind the fees and other terms and conditions associated with using PayPal. Make sure to read the fine print before you start using the platform.

Things to keep in mind when using PayPal

While PayPal is a great way to receive money, there are a few things to keep in mind when using it. Here are some key points to remember:

  1. Verify your account: Before you start using PayPal, make sure you have verified your account. This will help ensure that your transactions are secure and protect you from fraud.
  2. Be aware of fees: PayPal charges fees for certain transactions, such as receiving payments from abroad. Make sure you are aware of the fees and factor them into your pricing.
  3. Watch out for scams: Unfortunately, scammers sometimes target PayPal users. Be careful when receiving payments from unknown sources and never give out your login details or personal information.
  4. Keep your account up-to-date: Make sure you keep your account information up-to-date, including your contact details and payment preferences. This will help prevent any issues with payments.
  5. Know the limits: PayPal has certain limits on how much money you can receive and withdraw from your account. Make sure you are aware of these limits and plan accordingly.

By keeping these things in mind, you can use PayPal with confidence and receive money safely and securely.


Conclusively,  yes, you can receive money with PayPal in Nigeria. Setting up your account is a simple process, and once you have it set up, receiving payments is quick and easy. The benefits of using PayPal include the convenience and security of online transactions, as well as the ability to make payments and receive money from anywhere in the world. 

However, there are a few things to keep in mind when using PayPal, such as the fees that may be involved and the potential for account limitations or freezes if suspicious activity is detected. Overall, PayPal is a great tool for receiving payments in Nigeria and can help you grow your business or manage your finances more effectively.